Nowadays, many who travel outside the country never leave home without their international prepaid cards. Thanks to the amazing benefits they provide, international prepaid cards have become the avid traveler’s most dependable allies. Amazingly, they can be used the same way as most debit or credit cards.
Since international prepaid cards are not linked to any bank accounts, you are protecting your money and your personal information from any risk. Apart from protecting your important information and financial data, international prepaid cards are very safe, easy, and convenient to use.
Top Ways to Safeguard Your International Prepaid Card
Just like most plastic cards, international prepaid cards offer amazing benefits that are hard to miss. Case in point: while you can easily obtain a prepaid card without risking or providing your personal or financial data, you can also lose the money in your card if you are not particularly careful or cautious.
The importance of knowing how to use your international card safely cannot be overstated. Ensure that all the transactions you do using the card is safe and protected, below are some of the most important safety tips and considerations you should always keep in mind:
Make sure you read the fine prints.
Not bothering to read the fine prints is something many people are guilty of doing. Whether it’s a new gadget or device, most rarely read the fine prints. While this habit can seem harmless, not reading can get you in trouble.
Often, not reading the fine prints can hinder you from using the card to its fullest and taking full advantage of all the amazing benefits it can offer. The same principle applies to those who use international prepaid cards.
For those who want to fully enjoy the amazing and peerless benefits prepaid cards offer, reading the fine prints should be a must. If the international prepaid card provider has a website, make sure you visit the site as well.
In the site you will usually find all the basics you need to know about the card and how you can use it properly. You will also find other important information like the transactions fees and other monthly charges.
Choose a PIN carefully and don’t share it with anyone.
When using your international prepaid cards for withdrawals at ATMs, you will be required to create a PIN. When creating a PIN, you need to pick a combination that is unique. It should also be something people won’t be able to guess easily.
As a general rule of thumb, it would be best not to use your birthday. Ideally, you need to pick a number combination that is very easy for you to remember but hard for others to figure out, in case they get ahold of your card.
In addition, refrain from writing your PIN on any piece of paper where you also keep your card. It is also recommended that you do not disclose your PIN combination to anyone, not even close friends or family members.
Be aware of your limits.
Most international prepaid cards have a high load limit compared to other conventional plastic cards. However, it is essential that you know the maximum amount you can load on the card so you can budget properly.
It is also recommended that you load a huge amount of money in one go. This would be best so you won’t have difficulties accessing your money in case of card loss or theft.
Ideally, it is considered best that you tailor fit the amount you will load onto your international prepaid card and base it on your spending habits. If you use your prepaid sparingly, it would be best not to load huge amounts of money onto the card.